03/02/2017

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NOTICE OF SUBSTITUTE TRUSTEE S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated July 26, 2006, executed by CAROLYN KAY CARROLL, RANDY CARROLL, conveying certain real property therein described to ERNEST B. WILLIAMS IV, as Trustee, as same appears of record in the Register’s Office of Hardin County, Tennessee recorded August 10, 2006, in Deed Book 417, Page 139-145; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association, as Trustee, successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-HE6 who is now the owner of said debt; andWHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Hardin County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on March 30, 2017 at 11:00 AM at the Hardin County Courthouse, 465 Main Street, Savannah, TN 38372, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Hardin County, Tennessee, to wit:BEGINNING AT A POINT IN THE NORTH MARGIN OF WATSON STREET, THE SOUTHWEST COMER OF THE LOT HEREIN AND THE SOUTHEAST CORNER OF LOT NO. 6 IN SAID BLOCK B; RUNS THENCE WITH THE EAST LINE OF LOT NO. 6, NORTH 3 DEGREES 11 MINUTES EAST 145 FEET TO THE NORTHWEST CORNER OF THE LOT HEREIN AND THE SOUTHWEST CORNER OF LOT NO. 2 OF BLOCK B; RUNS THENCE WITH THE SOUTH LINE OF LOT NO. 2, SOUTH 87 DEGREES EAST 100 FEET TO THE NORTHWEST CORNER OF LOT NO. 8 IN BLOCK B, RUNS THENCE WITH THE WEST LINE OF LOT NO. 8, SOUTH 3 DEGREES 11 MINUTES WEST 145 FEET TO A POINT IN THE NORTH MARGIN OF WATSON STREET, THE SOUTHEAST CORNER OF THE LOT HEREIN; RUNS THENCE WITH THE NORTH MARGIN OF WATSON STREET, NORTH 87 DEGREES WEST 100 FEET TO THE BEGINNING (DESCRIPTION ACCORDING TO THE PRIOR DEED.) PROPERTY ADDRESS: The street address of the property is believed to be 25 WATSON ST, SAVANNAH, TN 38372. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): CAROLYN KAY CARROLL, RANDY CARROLLOTHER INTERESTED PARTIES: ATLANTIC CREDIT & FINANCE INC., ASSIGNEE FROM HSBC , Craig Johnson and Wife, Patsy J. Johnson, TENNESSEE VALLEY ELECTRIC COOPERATIVE The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Rubin Lublin TN, PLLC, Substitute Trustee119 S. Main Street, Suite 500Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992Fax: (404) 601-5846 Ad #112461 03/02/2017, 03/09/2017, 03/16/2017          (323tc)


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NOTICE TO CREDITORS
Notice is hereby given that on the 21st day of February, 2017, Letters Testamentary in respect to the Estate of Jimmy Lynn Hardin who died January 27, 2017, were issued to the undersigned by the Clerk and Master of the Probate Division of the Chancery Court for Hardin County, Tennessee.
All persons, resident and nonresident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk and Master on or before the earlier of the dates prescribed in (1) or (2); otherwise, their claims will be forever barred:
(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or
     (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or
(2) Twelve (12) months from the decedent’s date of death.
This the 21st day of February, 2017.
/s/ Jeffrey Hardin, Executor
/s/ Nan Barlow ,Attorney of the Estate
/s/ Martha S. Smith, Clerk and Master                               (322tp)


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NOTICE TO CREDITORS
Estate of LAUREN LOCKE
Notice is hereby given that on the 22nd day of February, 2017, Letters Testamentary (or of administration as the case may be) in respect to the estate of Lauren Locke, who died on February 13, 2017, were issued to the undersigned by the Probate Division of the Chancery Court of Hardin County, Tennessee. All persons, resident and nonresident, having claims, matured or unmatured, against the estate are required to file the same in triplicate with the clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:
(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or
     (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or
(2) Twelve (12) months from the decedent’s date of death.
This the 22nd day of February, 2017.
/s/ Lucy Locke Welch, Successor Executrix
/s/ Daniel L. Smith, Attorney for the Estate
/s/ Martha Smith, Clerk and Master                           (322tp)


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NOTICE TO CREDITORS
Estate of MARTHA ANN TURNBOW, late of Hardin County, Tennessee
Notice is hereby given that on the 17th day of February, 2017, Letters Testamentary/of Administration in respect to the Estate of Martha Ann Turnbow, deceased, who died October 29, 2016, were issued to the undersigned by the Chancery Court for Hardin County, Tennessee.
All persons, resident and nonresident, having claims, matured or unmatured, against the estate are required to file the same in triplicate with the clerk of the above-named court on or before the earlier of the dates prescribed in (1) or (2); otherwise, their claims will be forever barred:
(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or
     (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or
(2) Twelve (12) months from the decedent’s date of death.
This the 17th day of February, 2017.
/s/ Brenda Austin, Executor/Administrator
Estate of Martha Ann Turnbow
Wood Law Office, PC; Ricky L. Wood, Attorney;
P.O. Box 636; Parsons, TN 38363
/s/ Martha S. Smith, Clerk and Master                               (322tp)


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IN THE JUVENILE COURT FOR HARDIN COUNTY, TENNESSEE
TWENTY-FOURTH JUDICIAL DISTRICT
BUDDY MONDAY and wife,
MOLLIE MONDAY,
            as Third Party Petitioners,
v.
STATE OF TENNESSEE
DEPARTMENT OF CHILDREN’S SERVICES,
            Petitioner,
v.                    Docket No. 2017-JV-2046
BREANNA MONDAY and
BRANDON CAMPBELL,
            Respondents.
IN THE MATTER OF:
Brandon Campbell, DOB: 01/01/14
A CHILD UNDER THE AGE OF EIGHTEEN (18) YEARS OF AGE
Order of Publication
IT APPEARING to the Court from the sworn Petition or Affidavit filed in this cause that the whereabouts of the Respondent, BRANDON CAMPBELL, is presently unknown and cannot be ascertained upon diligent inquiry, so that ordinary process cannot be served upon him.  Therefore, this Order of Publication should be published in The Savannah Courier newspaper located in Savannah, Hardin County, Tennessee, as the best possible notice to the Respondent under the circumstances.
Respondent, BRANDON CAMPBELL, is hereby required to appear and file an answer with Diane Polk, the Clerk of the Hardin County Juvenile Court, Hardin County Courthouse, 465 Main Street, Savannah, Tennessee 38372, or otherwise defend against the Intervening Petition for Ex Parte Emergency Custody and for Permanent Custody, and to serve an answer to said petition April 17, 2017, which is thirty (30) days from the last day of publication of this notice, and send a copy of said answer to Chadwick G. Hunt, Attorney for Third Party Petitioners in this cause, whose address is 450-A Main Street,  Post Office Box 1772, Savannah, Tennessee 38372, or default judgment will be entered against the Respondent, BRANDON CAMPBELL, and this cause set for a hearing in the Juvenile Court of Hardin County, Tennessee, sitting in the Hardin County Courthouse in Savannah, Tennessee, ex parte as to Respondent, BRANDON CAMPBELL.
If there is no answer, a hearing for Petitioners’ motion for default shall be heard at 9:00 a.m. on May 15, 2017.  Failure to answer or appear may result in Third Party Petitioners being granted the relief being requested in said Petition.
ENTER this 15th day of February, 2017.
/s/ JUDGE DANIEL L. SMITH
Approved for Entry:
/s/ CHADWICK G. HUNT, BPR No. 018720
Attorney for Third Party Petitioners
450-A Main Street
P.O. Box 1772
Savannah, Tennessee 38372
(731) 925-1400 (Telephone)
(731) 925-1488 (Fax)                  (2234tc)


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NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated November 9, 2012, and the Deed of Trust of even date securing the same, recorded November 13, 2012, in Book No. 567, at Page 535, in Office of the Register of Deeds for Hardin County, Tennessee, executed by Dennis Craig Hodges and Jackie A. Hodges, conveying certain property therein described to Charles E. Tonkin, II as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Mortgage Investors Group, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by PennyMac Loan Services, LLC.
NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by PennyMac Loan Services, LLC, will, on April 20, 2017 on or about 10:00 AM, at the Hardin County Courthouse, Savannah, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Hardin County, Tennessee, and being more particularly described as follows:
Being Lot No. 5 in the Wheeler Subdivision, a plat or plan of which is of record in said Register’s Office in plat Book 2, page 46, and reference is here made to said Plat and to the book and page where recorded for a more complete and accurate description of said Lot No. 5, and the description, location and designation as theregiven and shown are incorporated herein by this reference thereto as fully and to the same extent as if copied in full herein.
ALSO KNOWN AS: 110 Wheeler Lane, Counce, TN 38326
This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property:
DENNIS CRAIG HODGES
JACKIE A. HODGES
The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 319588
DATED February 17, 2017
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
FOR SALE INFORMATION,
VISIT WWW.MYFIR.COM
and WWW.REALTYTRAC.COM         (2233tc)


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NOTICE OF FORECLOSURE SALE
STATE OF TENNESSEE, HARDIN COUNTY
WHEREAS, Micheal Copeland and Jennifer Copeland executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc., as nominee for Corinthian Mortgage Corporation d/b/a SouthBanc Mortgage, Lender and Christopher Leavy, Trustee(s), which was dated November 24, 2004 and recorded on December 10, 2004 in Book 361, Page 764, Hardin County, Tennessee Register of Deeds.
WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, U.S. Bank Trust, N.A., as Trustee for LSF9 Master Participation Trust, (the “Holder”), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Hardin County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and
NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on March 21, 2017, at 12:00PM at the usual and customary location at the Hardin County Courthouse, Savannah, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Hardin County, Tennessee, to wit:
Certain real property located in the 4th Civil District of Hardin County, Tennessee, and which is bounded and described as follows, to wit:
Lot 9 Country Pines Beginning at the point of intersection of the center line of Oak Grove Road with the center line of J. H. Winborn Drive, said point being the southeast corner of the subject property; thence running with the center line of Winborn Drive, north 87 degrees 37 minutes 51 seconds west, 182.91 feet to the southeast corner of Lot 8 of Country Pines Subdivision; thence leaving said Winborn Drive and running with the east line of said Lot 8, north 01 degrees 23 minutes 30 seconds east, passing an iron pin in the north right-of-way line of said road at 25 feet, continuing 359.92 feet, running in all, 384.92 feet to an iron pin in a fence and the south line of Billy Seaton property described in DB 49-105, ROHC; thence running with said fence and the south line of Seaton, south 87 degrees 37 minutes 51 seconds east, passing a fence corner in the west prescriptive right-of-way line of said Oak Grove Road at 175 feet, continuing 25.01 feet, running in all, 200.01 feet to a railroad spike in the center line of Oak Grove Road; thence running with the center line of said road, south 03 degrees 56 minutes 15 seconds West, 385.01 feet to the point of beginning containing 1.692 acres including 0.312 acres in the right-of-way area of said roads, and being Lot 9, Country Pines Subdivision, a plat of which is recorded in Plat cabinet 5, Slide 47-B, ROHC. (Description according to the survey of David B. Cagle, R.L.S., TN #497, dated September 25, 1996.)
The improvements thereon being commonly known as 20 JH Winborn Lane, Savannah, Tennessee 38372.
Being the same lot or parcel of ground which by deed dated June 26,1997 and recorded among the Land Records of Hardin County in Book 181, Page 319 was granted and conveyed by Ben W. Austin and Bruce Alexander unto Michael Copeland and wife, Jennifer Copeland.
Parcel ID Number: 065 00812 000
Address/Description: 20 Jh Winborn Lane, Savannah, TN 38372.
Current Owner(s): Michael Copeland and Jennifer Copeland.
Other Interested Party(ies): MERS as nominee for Corinthian Mortgage Corporation DBA SouthBanc Mortgage.
The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and
All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.
This office is attempting to collect a debt.  Any information obtained will be used for that purpose.
Brock & Scott, PLLC, Substitute Trustee
c/o Tennessee Foreclosure Department
6 Cadillac Drive, Suite 140
Brentwood, TN 37027
PH: 615-550-7697 FX: 615-550-8484
File No.: 17-01961 FC01                  (2233tc)


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NOTICE OF SUBSTITUTE TRUSTEE S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 11, 2009, executed by TAMMY PETTIGREW, conveying certain real property therein described to FIDELITY NATIONAL TITLE, as Trustee, as same appears of record in the Register’s Office of Hardin County, Tennessee recorded April 3, 2009, in Deed Book 491, Page 588-597; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Wilmington Savings Fund Society, FSB, D/B/A Christiana Trust as Owner Trustee of the Residential Credit Opportunities Trust III who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Hardin County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on March 23, 2017 at 01:00 PM at the Main Entrance of the Hardin County Courthouse, located in Savannah, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Hardin County, Tennessee, to wit: LAND SITUATED IN THE COUNTY OF HARDIN IN THE STATE OF TN LOT NO. 6 IN “THE OAKS”, A PLAT OR PLAN OF WHICH IS OF RECORD IN THE REGISTER`S OFFICE OF HARDIN COUNTY, TENNESSEE, IN PLAT (BOOK) CABINET 2, (PAGE) SLIDE 131. REFERENCE IS HERE MADE TO SAID PLAT AND TO THE (BOOK) CABINET AND (PAGE) SLIDE WHERE RECORDED FOR A COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT NO. 6, AND THE DESCRIPTION, LOCATIONS AND DESIGNATIONS AS THERE GIVEN AND SHOWN ARE INCORPORATED HEREIN BY THIS REFERENCE THERETO TO THE SAME EXTENT AS IF COPIED IN FULL HEREIN.Parcel ID: 072H D 00600 000644PROPERTY ADDRESS: The street address of the property is believed to be 34 WHITE OAK CIR, SAVANNAH, TN 38372. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): TAMMY PETTIGREW OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Rubin Lublin TN, PLLC, Substitute Trustee119 S. Main Street, Suite 500Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992Fax: (404) 601-5846 Ad #111718 02/23/2017, 03/02/2017, 03/09/2017          (293tc)


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NOTICE TO CREDITORS
Estate of Joe Marion Shepard
Notice is hereby given that on the 13th day of February, 2017, Letters Testamentary (or of administration as the case may be) in respect to the estate of Joe Marion Shepard, who died on Nov. 7, 2016, were issued to the undersigned by the Chancery Court of Hardin County, Tennessee. All persons, resident and nonresident, having claims, matured or unmatured, against the estate are required to file the same in triplicate with the clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:
(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or
     (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or
(2) Twelve (12) months from the decedent’s date of death.
This the 13th day of February, 2017.
/s/ Sean Marion Shepard, Personal Representative
/s/ Martha Smith, Clerk and Master                           (2232tp)


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NOTICE TO CREDITORS
Notice is hereby given pursuant to §T.C.A. 30-2-306 that on the 13th day of January 2017, Letters Testamentary, in respect of the ESTATE OF MONTE EUGENE DORAN, deceased, who died on the 31st day of January 2017, were issued to the undersigned by the Probate Court of Hardin County, Tennessee. All persons, resident and nonresident, having claims, matured or unmatured, against the estate are required to file the same with the clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:
(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or
     (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or
(2) Twelve (12) months from the decedent’s date of death.
This the 13th day of January, 2017.
/s/ Shirley Ann Doran, Co-Executor of the Estate of Monte Eugene Doran
/s/ Jason Eugene Doran, Co-Executor of the Estate of Monte Eugene Doran
/s/ Martha Smith, Clerk of the Probate Court
/s/ Dennis W. Plunk, Attorney for the estate                          (2232tp)


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SUBSTITUTE TRUSTEE’S SALE
Sale at public auction will be on March 23, 2017 at 10:00AM local time, at the  front door, Hardin County Courthouse, 465 Main Street, Savannah, Tennessee pursuant to Deed of Trust executed by Daniel R. Foster and Misty Foster, to Charles E. Tonkin, II, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage Investors Group on August 19, 2011 at Book 541, Page 231, Instrument No. 98399; conducted by Shapiro & Ingle, LLP, having been appointed Substitute or Successor Trustee, all of record in the Hardin County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.
Party Entitled to Enforce the Debt:  JPMorgan Chase Bank, National Association, its successors and assigns.
The following real estate located in Hardin County, Tennessee, will be sold to the highest call bidder:
Described property located at Hardin County, Tennessee, to wit:
Being the same property conveyed to Daniel R. Foster and wife, Misty Foster, by Deed of Central Bank, Savannah, Tennessee, dated the 19th day of August, 2011, and recorded in the Register’s Office for Hardin County, Tennessee, in Record Book 541, page 228 and said property is more particularly bounded and described according to said Deed as follows:
Beginning at a no. 5 rebar found at the southwest corner of Lot No. 91 of an unrecorded
subdivision known as the Arthur White Subdivision, the southwest corner of the Vickie Ballard property described in Record Book No. 354, Page No. 601 in the Register’s Office of Hardin County, Tennessee, and the northeast corner of the Roy D. Moore and wife, Shirley A. Moore property described in Deed Book No. 150, Page No. 492; runs thence South 04 degrees 11 minutes 13 seconds West, 69.41 feet to a no. 4 rebar set (Elevation 401.0 NGVD 1929),the southwest corner of Lot No. 89 of the subdivision, the southwest corner of Moore, the northwest corner of Lot No. 88 of the subdivision, the property of Central
Bank, described in Record Book No. 488, Page No. 321, the northwest corner and TRUE POINT OF BEGINNING of this 0.38 acre parcel; runs thence with the south boundary of Moore, South 79 degrees 37 minutes 04 seconds East, 150.30 feet to a no. 4 rebar set in the 394.0 foot contour (NGVD 1929); runs thence South 79 degrees 37 minutes 04 seconds East, 15.36 feet to the 393.2 foot contour (NGVD 1929) being the FEMA 100 year flood contour, the FEMA base flood elevation for the a,rea; runs thence South 79 degrees 37 minutes 04 seconds East, 34.34 feet to a wood fence post (Elevation 392.3 NGVD 1929);
runs thence South 79 degrees 37 minutes 04 seconds East, 11.22 feet to the northeast corner of Lot No. 88,. the northwest corner of the Central Bank property described in Record Book No. 539, Page No. 276; runs thence South 79 degrees 37 minutes 04 seconds East, 27.00 feet to a wood fence post (Elevation 390.5 NGVD 1929), the southeast corner of Moore, a point in the west boundary of the Frank Beard property described in Record Book No. 353, Page No. 93, the northeast corner of the Central Bank Property described in Record Book No. 539, Page No. 276 and the northeast corner of this 0.38 acre parcel; runs thence with the west boundary of Beard, South 10 degrees 56 minutes 17 seconds West,
7.0:21 feet to a steel post found (Elevation 391.0 NGVD 1929), the northeast corner of the Janice Osborne and/or Jerry Osborne property described in Record Book No. 257, Page No. 745, the southeast corner of the Central Bank property described in Record Book No. 539, Page No. 276 and the southeast corner of this 0.38 acre parcel; runs thence North 79 degrees 34 minutes 02 seconds West, 25.00 feet to the southwest corner of the Central Bank property described in Record Book No. 539, Page No. 276 and the southeast corner of Lot No. 87; runs thence North 79 degrees 34 minutes 02 seconds West, 6.32 feet
to? no. 4 rebar set (Elevation 392.8 NGVD}, the northwest corner of the Janice Osborne and/or Jerry Osborne property described in Record Book No. 257,Page No. 745 and the northeast corner of the Janice Osborne and/or Jerry Osborne property described in Deed Book No. 188, Page No. 659; runs thence with the north boundary of Osborne, North 79 degrees 34 minutes 02 seconds West, 25.10 feet to the393.2 foot contour (NGVD 1929) being the FEMA 100 year flood contour, the FEMA base flood elevation for the area; runs thence North 79 degrees 34 minutes 02 seconds West, 27.36 feet to a no. 4 rebar set in the 394.0 foot contour (NGVD 1929); runs thence North 79 degrees 34 minutes 02 seconds
West, 147.54 feet to a no. 4 rebar set (Elevation 399.6 NGVD 1929), the northwest corner of Lot No. 86, the northwest corner of Osborne, the southwest corner of Lot No. 87 and the southwest corner of this 0.38 acre parcel; runs thence North 05 degrees 18 minutes 04 seconds East, 70.28 feet to the point of beginning, containing 0.38 acres, more or less, by survey of Henry E. Williams, P.E., R.L.S., Tennessee Licensed Land Surveyor No. 505 in July of 2011. All bearings contained in this description are referenced to the original Deed of record.
Street Address: 395 Dorothy Ann Lane, Saltillo, Tennessee 38370
Parcel Number: 18L-A-5.00
Current Owner(s) of Property: Misty Foster
The street address of the above described property is believed to be 395 Dorothy Ann Lane, Saltillo, Tennessee 38370, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.
This sale is subject to, without limitation, all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances including those created by a fixture filing or any applicable homeowners’ association dues or assessments; all claims or other matters, whether of record or not, which may encumber the purchaser’s title and any matter that an accurate survey of the premises might disclose.
The following parties may claim an interest in the above-referenced property to be affected by the foreclosure:
Any judgment creditor or lien holder with an interest subordinate to the said Deed of Trust or any party claiming by, through, or under any of the foregoing. Such parties known to the Substitute Trustee may include: None.
Any right of equity of redemption, statutory and otherwise, and homestead are waived in accord with the terms of said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.  If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee.  This sale may be rescinded only by the Substitute Trustee at any time. If the Substitute Trustee rescinds the sale, the purchaser shall only be entitled to a return of any money paid towards the purchase price and shall have no other recourse.  Once the purchaser tenders the purchase price, the Substitute Trustee may deem the sale final in which case the purchaser shall have no remedy.  The real property will be sold AS IS, WHERE IS, with no warranties or representations of any kind, express or implied, including without limitation, warranties regarding condition of the property or marketability of title.
This office may be a debt collector.  This may be an attempt to collect a debt and any information obtained may be used for that purpose.
Shapiro & Ingle, LLP
Substitute Trustee
www.auction.com
File No. 15-102017          (2163tc)


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