04/20/2017

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SUBSTITUTE TRUSTEE’S SALE
Sale at public auction will be on May 18, 2017 at 10:00AM local time, at the  front door, Hardin County Courthouse, 465 Main Street, Savannah, Tennessee pursuant to Deed of Trust executed by Freeda L. Willoughby and Jeffrey Willoughby, to Arnold M. Weiss, Esq, Trustee, as trustee for Wells Fargo Bank, N.A. on March 25, 2013 at Record Book 577, Page 101; conducted by Shapiro & Ingle, LLP, having been appointed Substitute or Successor Trustee, all of record in the Hardin County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.
Party Entitled to Enforce the Debt:  Wells Fargo Bank, NA, its successors and assigns.
The following real estate located in Hardin County, Tennessee, will be sold to the highest call bidder:
Described property located at Hardin County, Tennessee, to wit:
ALL THAT CERTAIN LAND SITUATED IN THE STATE OF Tennessee, COUNTY OF Hardin, CITY OF SAVANNAH, DESCRIBED AS FOLLOWS:
SITUATED, LYING AND BEING IN THE 4TH CIVIL DISTRICT OF HARDIN COUNTY, TENNESSEE, AND BEING THE SAME PROPERTY CONVEYED TO EDWARD L. NORTON AND WIFE, EDITH I. NORTON, BY DEED DATED MARCH 11, 1978, AND RECORDED IN DEED BOOK 91, PAGE 76, REGISTER’S OFFICE, HARDIN COUNTY, TENNESSEE, AND BEING LOT NO. 32 IN THE PHILLIPS SUBDIVISION ADDITION, A PLAT OF PLAN OF WHICH ADDITION IS OF RECORD IN SAID REGISTER’S OFFICE IN PLAT BOOK 2, PAGE 40, AND REFERENCE IS HERE MADE TO SAID PLAT AND TO THE BOOK AND PAGE WHERE RECORDED FOR A COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT 32 AND THE DESCRIPTION, LOCATION AND DESIGNATION AS THERE GIVEN AND SHOWN IS INCORPORATED HEREIN BY THIS REFERENCE THERETO TO THE SAME EXTENT AS IF COPIED IN FULL HEREIN AND SAID LOT 32 LIES ON THE NORTH SIDE OF PHILLIPS DRIVE AND IS MORE PARTICULARLY BOUNDED AND DESCRIBED ACCORDING TO SAID DEED AS FOLLOWS:
BEGINNING AT AN IRON PIN IN THE NORTH MARGIN OF PHILLIPS DRIVE, THE SAME BEING THE SOUTHEAST CORNER OF LOT 33 AND THE SOUTHWEST CORNER OF LOT 32 HEREIN DESCRIBED, AND RUNS THENCE NORTH 10°33 MINUTES EAST 187.0 FEET WITH THE EAST BOUNDARY OF LOT 33 TO AN IRON PIN AT A CORNER OF LOTS 33, 5, 6 AND 32; RUNS THENCE SOUTH 82° 16 MINUTES EAST 99.60 FEET WITH THE SOUTH BOUNDARY OF LOT 6 TO AN IRON PIN AT A CORNER OF LOTS 32, 6, 7 AND 31; RUNS THENCE SOUTH 10° 33 MINUTES WEST 195.08 FEET WITH THE WEST BOUNDARY OF LOT 31 TO AN IRON PIN IN THE NORTH MARGIN OF PHILLIPS DRIVE; RUNS THENCE NORTH 77° 36 MINUTES WEST 99.80 FEET WITH THE NORTH MARGIN OF PHILLIPS DRIVE TO THE BEGINNING.
Being all of that certain property conveyed to FREEDA L. WILLOUGHBY from JUDITH
SPELLINGS, F/K/A JUDITH P. WOOD, by deed dated 09/26/2003 and recorded 09/26/2003 as Book 323, Page 374 of official records.
APN #: 072FB02900 and 72F-B.29.00
Commonly known as: 185 PHILLIPS Drive, SAVANNAH, TN 38372
Street Address: 185 Phillips Dr, Savannah, Tennessee 38372
Parcel Number: 72F-B-29.00
Current Owner(s) of Property: Freeda L. Willoughby
The street address of the above described property is believed to be 185 Phillips Dr, Savannah, Tennessee 38372, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.
This sale is subject to, without limitation, all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances including those created by a fixture filing or any applicable homeowners’ association dues or assessments; all claims or other matters, whether of record or not, which may encumber the purchaser’s title and any matter that an accurate survey of the premises might disclose.
The following parties may claim an interest in the above-referenced property to be affected by the foreclosure: any judgment creditor or lien holder with an interest subordinate to the said Deed of Trust or any party claiming by, through, or under any of the foregoing. Such parties known to the Substitute Trustee may include: None.
Terms of Sale will be public auction, for cash, free and clear of rights of homestead, redemption and dower to the extent disclaimed or inapplicable, and the rights of Freeda L. Willoughby and Jeffrey Willoughby, and those claiming through him/her/it/them.
Any right of equity of redemption, statutory and otherwise, and homestead are waived in accord with the terms of said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.  If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee.  This sale may be rescinded only by the Substitute Trustee at any time. If the Substitute Trustee rescinds the sale, the purchaser shall only be entitled to a return of any money paid towards the purchase price and shall have no other recourse.  Once the purchaser tenders the purchase price, the Substitute Trustee may deem the sale final in which case the purchaser shall have no remedy.  The real property will be sold AS IS, WHERE IS, with no warranties or representations of any kind, express or implied, including without limitation, warranties regarding condition of the property or marketability of title.
This office may be a debt collector.  This may be an attempt to collect a debt and any information obtained may be used for that purpose.
Shapiro & Ingle, LLP
Substitute Trustee
www.auction.com
File No. 17-110946             (4203tc)


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NOTICE OF SALE OF REAL ESTATE
Whereas, on the 19th day of September, 2011, by Deed of Trust of record in the Office of the Register for Hardin County, Tennessee, in Record Book 543 page 644, Jonathan S Smith (aka Jonathan Seth Smith aka Seth Smith aka Seth J Smith conveyed to Bruce Hamblen, Trustee, the hereinafter described real estate, to secure the payment of a promissory note as described therein, and
Whereas, the said Bruce Hamblen, Trustee, was unable to act as such Trustee; and
Whereas, Ken Seaton was appointed Substitute Trustee by instrument of record in said Register’s Office in Record Book 631 Page 140 Register’s Office for Hardin County, Tennessee; and
Whereas, default has been made in the payment of said indebtedness, and the holder of said Note, Farmers and Merchants Bank, has declared the entire amount due and payable as provided in said Deed of Trust, and the Substitute Trustee has been directed to foreclose the Deed of Trust in accordance with the terms thereto, the public is hereby notified that the undersigned Substitute Trustee will sell the hereinafter described real property to the highest bidder, for cash in hand at the East door of the Hardin Count Courthouse in Savannah , Tennessee, on the 19th day of May , 2017, at 10:00 AM, said property to be sold free from the equity of redemption, statutory redemption, homestead, and all other exemptions of every kind, said property being located in Hardin County, Tennessee, and being bounded and described as follows:
A tract or parcel of land lying and being situated in the 7th Civil District of Hardin County, Tennessee, and being more particularly described as follows:
Tract #8: Beginning at a stake in the west boundary of the subdivision of a part of the land of Jimmy L. Yancey knowns as the Riverview Subdivision of the Jimmy L. Yancey Cabin Sites of Crump, Tennessee, and the west boundary line of the said Jimmy L. Yancey, the northwest corner of Lot No. 3 running thence north with the west boundary line of said subdivision 122 feet to a stake, the southwest corner of Lot NO 7; thence south 60 degrees 15 minutes west with the south boundary line of the said Lot no 7, 171 feet to a stake in the west margin of Catfish Drive, thence with the west margin of the same 113 feet to a stake, the northeast corner of Lot NO. 3 of said subdivision, thence north 60 degrees 15 minutes west 162 feet to the beginning, Being Lot #5 in the subdivisions of a part of the land of Jimmy L. Yancey known as the Riverview Subdivision of the J. L. Yancey Cabin Sites of Crump, Tennessee
Included in the above description but excluded from this conveyance is 0.14 acres conveyed by Joe W. Bryant to Bobby Joe Spence by deed dated April 30, 2007 recorded in Record Book 440 page 413 ROHC
There is a Lien in favor of the United States of America and this sale will be subject to that Right of Redemption in favor of the Unites State of America
Other person or entities interested in this sale other than USA: None
SOURCE OF TITLE: Deed Book 543 page 642. Register’s Office for Hardin County, Tennessee.
PROPERTY ADDRESS: 360 Catfish Lane, Crump Tn 38327, designated as Map 85D Parcel 5.00 on Tax Assessor’s Maps
This the 30 day of March, 2017
KEN SEATON, ATTORNEY
P.O. Box 366 731-645-6147
Selmer, Tennessee. 38375
/s/ Ken Seaton
SUBSTITUTE TRUSTEE            (4203tc)


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NOTICE TO CREDITORS
Estate of RUBY FAY MASSENGILL
Notice is hereby given that on the 10th day of April, 2017, Letters in respect to the estate of RUBY FAY MASSENGILL, who died on March 25, 2017, were issued to the undersigned by the Chancery Court for Hardin County, Tennessee. All persons, resident and nonresident, having claims, matured or unmatured, against the estate are required to file the same in triplicate with the clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:
(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or
     (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or
(2) Twelve (12) months from the decedent’s date of death.
This the 10th day of April, 2017.
/s/ Karen Boroughs, Personal Representative
/s/ John J. Ross, Attorney for the Estate
Ross & Barlow, Attorneys
500 Main Street,
Savannah TN 38372
731-925-3974
731-925-4472 fax
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
TN Bar# 7489
/s/ Martha Smith, Clerk and Master                           (222tp)


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NOTICE TO CREDITORS
ESTATE OF MICHAEL N. BROWN
Notice is hereby given that on the 10th day of April, 2017, Letters Testamentary in respect to the Estate of Michael N. Brown who died on February 19, 2017, were issued to the undersigned by the Clerk and Master of the Probate Division of the Chancery Court for Hardin County, Tennessee.
All persons, resident and nonresident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of teh above named court on or before the earlier of the dates prescribed in (1) or (2); otherwise, their claims will be forever barred:
(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or
     (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or
(2) Twelve (12) months from the decedent’s date of death.
This the 10th day of April, 2017.
/s/ Jeffrey Matthew Brown, Co-Executor
/s/ Buford Hooper, Co-Executor
/s/ Jack L. Adams, Co-Executor
/s/ Katie Hagenbrok ,Attorney of the Estate
/s/ Martha S. Smith, Clerk and Master                               (4202tp)


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SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE
Default having been made in the payment of the indebtedness and obligations secured by a certain Deed of Trust on property currently owned by The Testamentary Trust of Hazel Neill Crotts, and which Deed of Trust was executed by Lisa Crotts Maslar, as Trustee for the Testamentary Trust of Hazel Neill Crotts, to Martha S. Smith, Trustee for Leon Easley and is recorded in the Register’s Office of Hardin County, Tennessee in Record Book 411, page 862.
WHEREAS, said Trust Deed was later assigned to Gator Investments, LLC, by Assignment recorded in Record Book 592, Page 701, in the Register’s Office of Hardin County, Tennessee;
WHEREAS, the undersigned was appointed Substitute Trustee by instrument recorded in Record Book 661, page 309, in said Register’s Office.
WHEREAS, the owner of the indebtedness has declared the total amount due and has directed the undersigned to advertise and sell the property described by said Deed of Trust;
THEREFORE, this is to give notice that I will on May 5, 2017, commencing at 3:30 p.m., at the Front Door of the Courthouse in Savannah, Hardin County, Tennessee, cause to be offered for sale and will cause to be sold at public outcry to the highest and best bidder for cash, the following described property located in the  County, Tennessee, and more particularly described as follows, to wit:
Said property is known as 2.06 acres Hwy 203, Savannah, TN 38372.  For a more complete description of said property see Trust Deed recorded in Record Book 411, Page 862, in the Register’s Office of Hardin County, Tennessee.  Map 92, Group –, Parcel 38.02. 
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.
If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder. 
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee.  This sale may be rescinded at any time. 
This office is a debt collector.  This is an attempt to collect a debt and any information obtained will be used for that purpose.
H. Jack Holmes
Substitute Trustee 
218 West Main Street 
Jackson, TN  38301
Notice: April 13, 20 and 27, 2017            (4133tc)


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NOTICE OF SUBSTITUTE TRUSTEE’S SALE
WHEREAS, JESSE ALAN JARRETT and wife, SUMMER RENEE JARRETT, by Deed of Trust dated February 16, 2011, of record in Record Book 531, Page 344, Register’s Office for Hardin County, Tennessee, conveyed to MARTIN HAGGARD, JR., Trustee, the hereinafter described real property to secure the payment of a certain Promissory Note described in the Deed of Trust, which Note was payable to WAYNE COUNTY BANK;
 WHEREAS, JOE L. BROWN having been appointed Substitute Trustee by the owner and holder of the Note by an instrument of record in Record Book 661, Page 255, dated
February 24, 2017 in the Register’s Office for Hardin County, Tennessee;
WHEREAS, the owner and holder of the Note has demanded that the hereinafter described real property be advertised and sold in satisfaction of indebtedness and costs of foreclosure in accordance with the terms and provisions of the Note and Deed of Trust.
NOW, THEREFORE, notice is hereby given that I, JOE L. BROWN, Substitute Trustee, pursuant to the power, duty and authority vested in and conferred upon me, by the Deed of Trust, will on May 4, 2017, at 10:00 a.m. at the East door of the Hardin County Courthouse in Savannah, Tennessee, offer for sale to the highest bidder for cash, and free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property located in Hardin County, Tennessee, described as follows:
Description: Beginning at a PK nail found in the center of Coy Hill Road (E026) being the southeast corner of parent tract and the northeast corner of Edwin and Maxine Kier (DB 175, page 343). Thence along the center of Coy Hill Road, N 16 12 56 W for 34.16 feet to a mag nail set, being the TRUE POINT OF BEGINNING and the southeast corner of described lot. Thence leaving said road, along a new severance line parallel to the south line of parent tract, S 85 27 57 W passing a half inch iron pin set at 25.00 feet for a total distance of 196.00 feet to a half inch iron pin set, being the southwest corner of described lot, N 41 58 34 W for 40.19 feet to a half inch iron rod set, N 03 58 41 W for 132.92 feet to an iron pin found being the northwest corner of described lot, an interior corner of parent tract, and the southwest corner of Mark Franks (DB 192, page 388). Thence along the south line of Franks south 87 05 44 E passing an iron pin found at 176.95 feet for a total distance of 201.99 feet to a PK nail found in the center of Coy Hill Road. Being the northeast corner of described tract and the southeast corner of Franks. Thence along the center of Coy Hill Road, S 06 36 30 E for 35.59 feet, S 12 31 34 E for 57.05 feet, S 16 12 56 E for 47.59 feet to the point of beginning, containing 0.714 acres. Subject to the west prescriptive margin of Coy Hill Road (0.080) and existing utility easements. Description according to a survey by Dale E. Sagely TN RLS#1888 dated July 14, 2003, using a Wild T 1000 instrument with a closure II category survey and record north bearing.
RETAINED WATERLINE & UTILITY EASEMENT – Expressly retained herein is an easement to allow a waterline to remain on the southeast corner of the property conveyed herein and further to allow a waterline to remain with 10 feet of the south boundary of the property conveyed herein. Also retained is the right for a power line and telephone line to remain on the north portion of the property conveyed herein. Both easements shall be for the benefit of the grantor and his heirs, successors, and assigns, and be perpetual and a real covenant running with the land.
Also conveyed herein is a 1988 Pace Mobile Home, VIN # ALFRC3874647.
Being the same property conveyed to Jesse Alan Jarrett and wife, Summer Renee Jarrett by deed of Sherry Franks, dated February 16, 2011 and recorded in Record Book 531, Page 322, in the Register’s Office for Hardin County, Tennessee.
ALSO KNOWN AS:  Map: 061         Ctrl Map: 061     Parcel 051.18
The address of the above-described property is 530 Coy Hill Road, Olivehill, TN 38475.
 This sale is subject to all matters shown on any applicable recorded plat, any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior lien or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.  In addition, the following parties may claim an interest in the above-referenced property:
None
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee and not further or otherwise.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.  If you purchase this property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to the Substitute Trustee.
This Office is attempting to collect a debt.   Any information obtained will be used for that purpose.
DATED the day 4th of April, 2017.
/s/ JOE L. BROWN, Substitute Trustee
419 MAIN STREET
SAVANNAH, TN 38372
(731) 925-2202                    (463tc)


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NOTICE OF SUBSTITUTE TRUSTEE S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 11, 2009, executed by TAMMY PETTIGREW, conveying certain real property therein described to FIDELITY NATIONAL TITLE, as Trustee, as same appears of record in the Register’s Office of Hardin County, Tennessee recorded April 3, 2009, in Deed Book 491, Page 588-597; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Wilmington Savings Fund Society, FSB, D/B/A Christiana Trust as Owner Trustee of the Residential Credit Opportunities Trust III who is now the owner of said debt; andWHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Hardin County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on May 4, 2017 at 01:00 PM at the Main Entrance of the Hardin County Courthouse, located in Savannah, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Hardin County, Tennessee, to wit:LAND SITUATED IN THE COUNTY OF HARDIN IN THE STATE OF TN LOT NO. 6 IN “THE OAKS”, A PLAT OR PLAN OF WHICH IS OF RECORD IN THE REGISTER`S OFFICE OF HARDIN COUNTY, TENNESSEE, IN PLAT (BOOK) CABINET 2, (PAGE) SLIDE 131. REFERENCE IS HERE MADE TO SAID PLAT AND TO THE (BOOK) CABINET AND (PAGE) SLIDE WHERE RECORDED FOR A COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT NO. 6, AND THE DESCRIPTION, LOCATIONS AND DESIGNATIONS AS THERE GIVEN AND SHOWN ARE INCORPORATED HEREIN BY THIS REFERENCE THERETO TO THE SAME EXTENT AS IF COPIED IN FULL HEREIN.Parcel ID: 072H D 00600 000644PROPERTY ADDRESS: The street address of the property is believed to be 34 WHITE OAK CIR, SAVANNAH, TN 38372. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): TAMMY PETTIGREWOTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Rubin Lublin TN, PLLC, Substitute Trustee119 S. Main Street, Suite 500Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992Fax: (404) 601-5846 Ad #114502 04/06/2017, 04/13/2017, 04/20/2017        (463tc)

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